How Local Law Shapes These Terms
These Terms & Conditions describe the agreement between you and our service when you open, use or ask us to maintain a dana123 account. Eligibility and access depend on local law, so you must check that using the service is permitted where you are located. We
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may ask you to confirm account details before granting access or processing an account request. Payment references cover DANA, OVO, GoPay, QRIS, bank transfer and virtual account steps, but your chosen rail remains subject to the account instructions shown at the time. If we change a
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rule, we will present the updated wording through the account or policy path. Continuing after the stated effective date means you accept the revised terms. If you do not accept them, stop using the service and contact our account help route.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.